Making the Most of Daily Van Insurance
photo credit: didbygrahamSome people don’t drive a van often, but even if you only intend on driving a van for a one off trip you still need to be properly insured to comply with the law. Taking out conventional van insurance would be a complete waste of time. This is why daily van insurance is just perfect for people who only drive vans every so often.
The reason why daily van insurance is chosen as a viable option is because some people travel to different countries for a holiday or for work reasons. Most countries require all drivers to have the correct sort of insurance so this type of van insurance is just perfect for people who won’t be in the country for a long period of time.
Another reason why people take out this sort of insurance is because they only intend on driving on a one off occasion as they have been lent the van. This comes into play usually when people are moving house and are in need of an extra set of hands or an extra vehicle to cope with the operation.
When taking out your policy there are a variety of factors which will influence the price you pay. The first factor is how long you have been driving vans for. If this is your first or second time then insurers will likely see you as a risk and will present you with a fairly high price to match that view.
Your driving record across all vehicles will also come into play because this can say a lot about a driver and how skilled they are at operating motor vehicles. A clean driving record for five or ten years can significantly reduce the price you pay for insurance.
Overall it might seem tempting to just take the risk for the day and bank on the chance that you won’t be caught out by anybody checking on your insurance. But this is not a good idea because if you are found, and many people are found, then you could be forced to pay out thousands of pounds in fines, you will gain a criminal record, and you could even be disqualified from driving.
Daily Van Insurance is available from BlueAngelTech